Delaware Medicaid

Delaware Medicaid programs are based on Federal as well as state government laws in the state of Delaware. Medical expenses have been rising exorbitantly, which is why it becomes necessary to seek long term care services which do not take a toll on ones expenses. The two most important government plans which can help one achieve this are Medicaid and Medicare health insurance services. Private insurance is also another option.

Unlike Medicare health insurance service, Medicaid is a program which is provided to only those individuals seeking medical and financial help in trying circumstances. Under this a resident of Delaware can avail of the long term care coverage under 3 Medicaid programs. These 3 programs include long term acute care program, nursing facility program and HCBS Waiver along with AIDS waiver, assisted living waiver, mental retardation waiver and elderly and disabled waiver. Once the person applies for Medicaid insurance the person is evaluated medically to determine whether the person is eligible to avail of skilled or intermediate level of care. Then the applicant is referred to the Financial eligibility unit for long term care services. Thus an applicant has to qualify both medically as well as financially to be eligible for the community based long term care services in Delaware.