What is Medicaid?
Medicaid is United States medical program for providing financial assistance to those who are unable to pay their medical bills. Medicaid is jointly funded and regulated by the Federal and State governments.
Who is eligible for enrolling in Medicaid?
Delaware Medicaid assists eligible families by providing them low-cost or free health care facilities. To be eligible for this aid, one has to be citizen of United States. Otherwise, one has to be a legal alien and be a resident of Delaware. Eligibility conditions and applicable benefits also depend on income, household size, medical conditions and age.
Criterions for eligibility:
Citizenship: for receiving Medical coverage in Delaware, one has to be a Delaware resident. U.S. citizens are guaranteed full coverage while coverage provided to legal aliens depends on state funding levels at the time of filing the application. If they meet the income requirements, they will be provided Medicaid coverage for childbirth and emergency services.
Income: the income requirements are demarcated usually on the basis of federal poverty level according to the size of household. A family is eligible for Medicaid if family’s income is less than 100% of federal poverty level, child between ages 1 and 6 receives Medicaid if household’s income is less than 133%, and a pregnant woman or a woman with child under one is eligible if household income is 200% less.
Supplementary Security Income: those individuals receiving SSI automatically become eligible for receiving coverage under Medicaid.
Some exceptional cases:
Households with young children are normally eligible for Medicaid, even if they have a separate health insurance policy. Other Medicaid recipients, if having a private health insurance policy will not be eligible.
Those receiving Medicaid and also being eligible for Medicare, the premiums, deductibles and copayments of Medicare coverage will be paid by the Medicaid program.